Krystal Cordovano: So. No, your cars own insurance is (prime...must be used first) liable for your car. if you have no insurance or your insurance pays to your limits, and the car still needs repairs or if the car is totaled and the policy limits are reached and there isn't enough money to pay you "Fair market value" for you car then and only then will her insurance extend to your vehicle. Remember that when you lend your vehicle, you are also lending your insurance. So So. It's a "QUERY" or an inquiry. So...Show more
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